|
|
Debt And Equity Specialized, Advisory Services
|
|
|
Our middle market clients use our corporate finance expertise to structure, source, or negotiate capital for internal
corporate ventures, restructure existing debt, fund acquisitions... Upon accepting your request one of our primary financing
activities to start the process is to obtain an exclusive client agreement and "non-refundable engagement fee" to start the
process- committee presentation, deal structuring, preparation, analysis... needed to match the requests to the
requirements of our capital sources. On the debt side, our investors include asset-based lenders, commercial banks,
specialty finance firms, and mezzanine/subordinated debt providers. While our investors are in the business to listen to
the story to fund transactions, NO commercial investor or mortgage lender can guarantee an approval or lock a rate prior
committee approval.
Commercial, business and corporate lending has never been tighter than in these uncertain economic times.
Regardless, most banks do not give your transaction the priority it desires. That’s why now more than ever, STA Capital is
positioned to help secure the financing you need to expand or improve your operation! Once you engage our services we
work quickly to get structure and present your transaction to the right lender.
Our Capital Markets and Commercial Real Estate Advisors offer a combined 20 years institutional investment
banking/finance experience and include partner or director level executives from Lehman Brothers, Bank of America, and
Washington Mutual Bank.
Most applicants are inexperienced in business and commercial financing and every transaction is different.
Every transaction brings has its’ own strengths and weaknesses. Some offer better debt service coverage while others
have stronger projected revenues, credit qualification, collateral, money down, guarantors, and repayment strategy. All
important factors when securing financing.
We understand investor/lenders guidelines. Most loan committees, investors, financial institutions have specific criteria
when reviewing loan applications to determine level of risk. Our portfolio investors listen to the story, and offer flexible
approval guidelines. In short, STA understands many of the reasons why one lender will approve a loan while another
declines, eliminating valuable time for everyone involved.
We provide professional help to the inexperienced borrower. We prepare all projections, structure and package the
loan, present its merits and review business plans and repayment strategies to improve your chances for financing.
We will speed up the process. Loan committee underwriters will not review incomplete loan packages. Lack of
understanding of the loan requirements and documentation will slow the process down. STA will prepare a complete
application and submit them to our portfolio lenders.
We will keep you informed and updated. You need to know whether your applicant can get financed. With transaction
deadlines identified, you need to move quickly to protect your earnest money, delivery dates, contractor commitments….
We keep you updated regarding the status of the application.
We have access to underwriters. Our daily experience in working with loan committees helps our clients in many ways.
We will only work with underwriters who are mutually committed to producing results. Who understands premier customer
service!
We will get more deals done!
|
|
|
