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COMMERCIAL REAL ESTATE PROGRAM HIGHLIGHTS
PreQualify Online - Typically we can respond within 24 to 48H
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Loan amounts from $250,000. Offering flexible guarantee options. Seller financing can be part of the down payment up to 90% combined loan to value. Fully amortized 30-year term with Fixed, Floating and Hybrid Rates available
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FULL DOC - OWNER
- Up to 90% financing on building purchases
- Refinances up to 85%
- Cash out up to 75%
- Minimum 600 average credit score
- Greater than 25% occupancy required
- Preferred pricing for larger loans and lower LTV
loans
- Multiple prepayment penalty options
FULL DOC - INVESTOR/MULTIFAMILY
- Up to 80% LTV on building purchases
- Refinances up to 80% LTV
- Cash out up to 70% LTV
- Minimum 640 average credit score
- Minimum stabilized 80% occupancy within the
last 90 days
FLEX - INVESTOR/MULTIFAMILY
- Up to 80% LTV on building purchases
- Refinances up to 80% LTV
- Cash out up to 70% LTV
- Minimum 640 average credit score
- Minimum 80% stabilized occupancy within the
last 90 days
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STATED OWNER
- Up to 90% financing on building purchases
- Up to 70% LTV of refinances
- Minimum 660 average credit score
- Greater than 25% occupancy required
- No tax returns, financial statements or tax
verifications necessary
- Multiple prepayment penalty options
LOW DOC - INVESTOR/MULTIFAMILY
- Up to 80% LTV on building purchases
- Refinances up to 75% LTV
- Cash out up to 70% LTV
- Minimum 640 average credit score
- No tax returns, financials or tax verifications
necessary
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